Small Business Funding
Learn More About Financing Options Fit for Small Businesses
Small Business Funding Provide financing to launch, run, or expand your small business. Easy Merchant Financing offers a range of small business funding options designed to meet your unique needs. Choose between our merchant cash advance, equipment financing, or line of credit, or our other funding options, as they are tailored to provide the capital you need.
When you choose Easy Merchant Financing for your small business funding, you can expect a seamless experience. Our team of underwriters will provide personalized support, ensuring you have the guidance you need throughout the process. Our streamlined application takes just minutes to complete, and you can receive a decision in no time. With millions already funded and a stellar rating from the Better Business Bureau, Easy Merchant Financing has earned the trust of countless small business owners.
A+ Rating
With the Better Business Bureau
$5.4 Billion
Funded To U.S Based Businesses
4.9/5 Stars
On TrustPilot
How To Get Small Business Funding
Navigating the world of business funding and applying for small business funding can be daunting. Simplify the journey by breaking it down into a series of manageable and clear-cut steps, making the process more approachable and less overwhelming.
Step 1: Assess your funding needs
Begin by evaluating how much financing your small business requires. Calculate your expenses and determine a precise funding amount. To minimize costs, borrow only what you need, taking into account the interest you’ll be responsible for.
Step 2: Explore funding options
Consider the specific nature of your expenses. Are you seeking funds for a major purchase or to address cash flow gaps? Different financing needs call for different funding types. A term funding suits significant, one-time costs, while a line of credit provides flexibility for recurring expenses.
Step 3: Research lenders
Consider the specific nature of your expenses. Are you seeking funds for a major purchase or to address cash flow gaps? Different financing needs call for different funding types. Term financing suits significant, one-time costs, while a line of credit provides flexibility for recurring expenses.
Step 4: Complete the application
Before applying, familiarize yourself with the required documents specific lenders may request. These typically include your business license, bank account information, financial statements, and personal financial details.
Step 5: Evaluate the offer
When presented with a financing offer, carefully review its rates and terms. Ensure the repayment schedule aligns with your budget, both presently and in the future. Take your time to make an informed decision before accepting the offer.
Benefits of Small Business Financing
- Accelerate your business launch: Obtain the necessary funds to kickstart your business and turn your ideas into reality.
- Empower growth and expansion: Fuel your business growth by securing the financing needed to expand into new locations, launch impactful marketing campaigns, or scale your operations with additional staff.
- Acquire essential equipment: Gain access to funds through a small business funding, line of credit, or working capital specifically tailored for purchasing equipment or making significant investments in your business. Unlock the potential of your operations with upgraded tools and resources.
- Bridge cash flow gaps seamlessly: Overcome temporary cash flow challenges or seasonal slowdowns by leveraging a small business financing designed to bridge these gaps and maintain your business’s financial stability.
- Enhance working capital: Supercharge your working capital with a small business financing, enabling you to seize unexpected opportunities, navigate unforeseen setbacks, and enhance the overall financial strength of your business.
Where To Find Small Business Funding
- Banks: Banks and credit unions remain solid choices for borrowers with excellent credit seeking larger funding amounts. These institutions offer competitive interest rates, but the funding application process can be lengthy, potentially delaying the funding timeline.
- Online lenders: Online small business lenders provide a streamlined application process, ensuring quicker access to funds compared to traditional banks. Even borrowers with less-than-perfect credit can often qualify for financing, although interest rates may be higher in such cases.
- Small Business Administration (SBA): The U.S. Small Business Administration collaborates with lenders to support financing specifically designed for small businesses. SBA offer competitive rates and terms, accommodating funding needs ranging from a few hundred dollars to several million. However, the borrowing requirements are stringent, and the application process can be rigorous, potentially leading to longer funding timelines.
Minimum Requirements for Qualification
6 Months +
In Business
625
Credit Score
$100k
Businesses Annual Revenue
Business
Bank Account
Applying for business funding at Easy Merchant Financing is Easy
Step 1: Submit Your Application
Rest assured that your information is securely protected, and we only require essential details about your business along with the latest three months’ bank statements.
Step 2 Obtain a decision
Your assigned finance advisor will carefully assess various small business financing options with you to identify the one that aligns best with your specific requirements.
Step 3 Access Your Funds
Upon completing the online checkout process, you can expect to receive your funds as quickly as the same day, ensuring swift access to the capital you need.†
We fund Businesses in Most Industries
Prime Source Solution
Phone: 646-206-9605
Email: info@primesourcesolution.com